In June 2014 The Court of Appeals affirmed a $165,000 verdict and judgment Mr. Crandall won for a client. The at-fault driver’s insurer, Farmers, had claimed on appeal that the jury had awarded far too much for the Plaintiff for her lifelong symptoms. The real reason for the appeal was probably that Farmers policy had $100,000 limits which Farmers had refused to tender. Instead, Farmers argued that their driver had “blacked out”, therefore could not possibly be responsible for this high speed accident, and proceeded to trial. Because Farmers could have settled for policy limits, Farmers must pay the entire judgment amount plus costs, attorney fees, and interest even though the total far exceeds the limits.